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Community guidelines

Be kind. Treat others the way you want to be treated. Disagree with ideas, never with people.

Stay safe. Never share your home address, phone number, bank, Social Security or Medicare numbers, or passwords. Real companies never ask for these on a message board.

Be honest. Share your own experience and say when something is your opinion. For health, money or legal questions, a professional should have the last word.

No selling or spam. No ads, shop links, chain letters, or the same post in many places. New members can add one link per post.

No hate, threats or adult content. Posts that attack people for their race, religion, gender, disability, age or anything else are removed.

Use Report. If something looks wrong, press Report. A moderator looks at every report. Please do not argue back.

What moderators do. Moderators may hold, hide or lock posts, and may close accounts that break these rules. The first 3 posts of a new member are checked before they appear.